Each county is represented by a public trustee (sometimes also the county Treasurer). The public trustee is responsible for mailing the Notice of Election and Demand (NED) once the mortgage company files for foreclosure. To learn more about public trustees, visit the Public Trustee Association.
Mortgage companies are represented by attorneys to file for the foreclosure process in Colorado. There are different foreclosing attorneys’ offices in Colorado, including the following:
Aronowitz & Mecklenburg
Dale & Decker
Michael P. Medved
Rober J. Hopp & Associates
Foreclosing attorneys also are responsible for posting the Notice of Opportunity for Foreclosure Deferment mandated under HB 1276.
A housing counselor is a non-profit employee who can analyze loan products, budgets, and hardship information to present a complete and transparent financial picture to the mortgage company. Counselors work with homeowners to reach the best workout solution for an individual situation.